The Sender-Side Advantage: Pay Any Bank Account with Crypto
We are entering 2026, and the need to pay any bank account with crypto has never been more urgent. While the digital economy is booming, the gap between your digital wealth and real-world expenses remains frustratingly wide. You likely hold significant capital in stablecoins like USDT, USDC, or EURC, but the high-value world around you still runs strictly on fiat bank transfers.
Real estate agents, corporate legal teams, and global vendors do not want to open a wallet. They want a standard fiat bank transfer.
For years the only solution was the off-ramp struggle. You had to send assets to an exchange, trade them, withdraw to your personal bank, and wait days while risking your account being flagged or frozen.
TrustLinq solves this by changing the payment model entirely. We are not a merchant processor. We are a Sender-Side Bridge that lets you pay any bank account with crypto securely and compliantly.
Most crypto payment solutions fail because they rely on the receiver to change their behavior. You have to ask if they accept crypto, and usually, the answer is no. TrustLinq allows you to bypass that conversation entirely.
- The Old Way: You ask if they accept crypto. They say no. You are stuck.
- The TrustLinq Way: You ask for their bank account details. You send crypto. They receive a standard bank transfer.
You stay in crypto using self-custody until the exact moment of payment. They receive fiat currencies like EUR, USD, GBP, or CHF. The friction is gone.
3 Strategic Use Cases for Bank Transfers
We built this infrastructure for the payments that actually move the needle for High Net Worth Individuals and Web3 Treasuries. Here is how you can pay any bank account with crypto for high-value transactions:
1. Real Estate and Asset Management
Whether you are leasing a penthouse in London, paying property maintenance in Dubai, or buying a vacation home, landlords demand bank transfers.
The Execution: You upload your rental contract to TrustLinq. You fund your non-custodial Smart Contract Vault in USDT or USDC. We utilize local rails like Faster Payments in the UK or SEPA in Europe to settle the rent instantly in the local currency.
2. Global Payroll Without the Headache
Web3 startups often hold treasury in stablecoins but owe salaries in fiat. Off-ramping via an exchange is a tax and compliance nightmare.
The Execution: Send a single batch payment to TrustLinq. We distribute fiat salaries to 50+ employees across 70+ currencies. To your employees, it looks like a standard salary deposit.
3. Cross-Border Vendor Settlement
Paying an AWS bill, a legal retainer, or a marketing agency? They want a wire, not a card swipe.
The Execution: Treat your crypto wallet like a corporate treasury. Pay invoices globally without ever touching a personal bank account or triggering crypto flags at your local bank.
The Technical Edge: Local Rails vs SWIFT
Why is TrustLinq different from a standard exchange withdrawal? It comes down to Local Clearing Networks.
Most platforms use expensive SWIFT wires that take days and lose 3% to 5% in fees. We integrate with local banking systems in over 70 currencies.
- Europe: SEPA (Instant and Credit in EUR)
UK: Faster Payments and Bacs - USA: ACH (Local USD settlement)
- Local Transfer: Local Domestic Transfers (CHF, CZK, HUF, NKK, AUD, CAD, SGD, AED, etc.)
This ensures your recipient gets the exact amount invoiced, efficiently and professionally.
Compliance is Your Safety Net
TrustLinq CH AG is a Swiss-Regulated financial intermediary supervised by So-Fit. This regulation is your greatest asset.
In the high-net-worth world, anonymous means unbankable. By documenting your payments, you create a clean and audit-proof trail for your accountants. It validates your source of funds and keeps your wealth operational.
What Is Coming Next?
While our core value is high-limit bank transfers, we are rolling out TrustLinq Cards in Q1 2026 for your daily spend. But for the heavy lifting like rent, payroll, and invoices, the rails are open today.day.
No. TrustLinq is strictly for third-party payments. We are not a generic off-ramp for liquidating your portfolio into your own pocket. We are a payment bridge designed to help you settle genuine expenses—like paying landlords, vendors, schools, or leisure.
No. The recipient does not need to know you are using crypto, and they do not need to sign up for TrustLinq. You simply enter their bank details, and they receive a standard wire transfer in their local currency (EUR, USD, GBP, etc.). To them, it looks like a normal bank deposit.
As a Swiss-regulated financial intermediary, we operate under strict compliance standards to ensure the safety and longevity of our banking rails. Verifying the economic purpose of a payment (via an invoice or rental agreement) ensures your transaction is clean, compliant, and audit-ready for your accountants.
We utilize local payment rails whenever possible to maximize speed.
– Europe (SEPA): Often same-day or instant
– UK (Faster Payments/ Backs): Near-instant settlement
– USA (ACH) & Global ACH: Typically within 24 hours depending on the receiving bank.
– Global SWIFT: Typically 1–3 business days depending on the receiving bank.
TrustLinq is architected for both daily low and high-volume operational spending. Unlike crypto debit cards that often cap you at a few thousand dollars, our infrastructure supports significant transactions suitable for real estate, corporate payroll, and high-value asset acquisition.
